FINANCE CENTER

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advantages: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP COVERAGE
In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP COVERAGE OPTIONS
Learning about both of the plans allows you choose accordingly
  • GAP Coverage: Financial Protection Against Vehicle Loss
  • Download Brochure
  • GAP Advantage: Increased Financial Protection Against Vehicle Loss
  • Download Brochure

FLEX BUY PROGRAM
Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.

Lease a Lincoln

There are a number of reasons to choose Red Carpet Lease:

  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can: purchase or lease a new Lincoln, purchase your lease vehicle, or simply return the vehicle.

MILEAGE OPTIONS

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP PROTECTION BENEFIT

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

ADVANCE PAYMENT PROGRAM (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 877-233-4126 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.

Financing benefits

Finance or lease your new Lincoln in St. Augustine, FL

We have some great finance options that will help you to pick up a Lincoln vehicle from our dealership here in the Palatka, FL area. Our team here at Bozard Lincoln wants to play our part in helping you to purchase the Lincoln that you have had on your mind.

Speaking to our professionals here at our finance center is the best way to find out more about the options that we can offer you. Jacksonville, FL area shoppers will have several key choices to make and our finance experts can help to explain the benefits of each of your options. This will help you to make an informed decision when it comes to choosing how you are going to finance the purchase of the Lincoln vehicle that you have dreamed about owning.

Two popular finance options: buying vs leasing

Two of the most popular finance options that we can offer you here in the Daytona Beach, FL area are to either purchase a Lincoln vehicle through finance or to lease one through our dealership. There are some key benefits that both of these options offer and our finance center team is here to guide you through these options so that you can make a final decision that works best for your needs as a driver. Regardless of which choice you make, both of these options can help you to get behind the wheel of the Lincoln vehicle that you have had on your mind.

How do these two options compare?

Whether you finance a Lincoln vehicle or you lease one through our Palm Coast, FL area dealership, you are going to be getting a great vehicle. There are some key points to understand about the differences between these two options.

Leasing

When you choose the leasing option, you will get to drive away from our dealership in a newer Lincoln model that you will keep for a set period, which is generally two to three years. During that time, you will make monthly payments on your lease. When the lease term expires, you return the vehicle to us and can choose whether or not you want to lease another vehicle at that point. Benefits of leasing include the fact that you get to enjoy driving a new model during the lease term for a monthly payment that is less than what it would be if you were purchasing.

Financing

Choosing to finance the purchase of a Lincoln vehicle also offers benefits. The monthly payments that you make go toward your eventual ownership of the Lincoln model that you are financing. Once you have paid off the vehicle in full, it is your property and you can put as many miles on it as you want. You are also able to make any modifications that you desire at that point.

These points illustrate the fact that there are compelling benefits offered by both of these options. You can count on our finance center team to help you in making an informed decision that will work well for your driving needs.

Complete your finance application today to find out more about your options

We would like to invite you to fill out your finance application today to find out what you qualify for. This can help you out when you come and speak to us here at our finance center in St. Augustine, FL. Our finance professionals would love to discuss the full range of options that we can offer you. The end goal is to help you find the right Lincoln vehicle for your driving needs and to help you find one that works within your financial budget. You can count on our team to provide you with helpful advice throughout the entire process.

  1. Bozard Lincoln

    550 Outlet Mall Blvd
    Saint Augustine, FL 32084

    • Sales: 866-386-0936
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Get in Touch

  • Contact our Sales Department at: 866-386-0936
  • Monday8:30 AM - 8:00 PM
  • Tuesday8:30 AM - 8:00 PM
  • Wednesday8:30 AM - 8:00 PM
  • Thursday8:30 AM - 8:00 PM
  • Friday8:30 AM - 8:00 PM
  • Saturday8:30 AM - 7:00 PM
  • Sunday12:00 PM - 6:00 PM